New Kensington Municipal

New Kensington, PA · 1 · Charter #15063
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.7M
20th percentile
Members
248
8th percentile
Total loans
$2.4M
27th percentile
Total shares
$3.2M
21th percentile

Profitability

Return on assets
-0.24%
11th percentile
Net interest margin
1.59%
2th percentile
Efficiency ratio
44.65%
89th percentile
Non-interest income ratio
0.32%
9th percentile

Capital & Risk

Net worth ratio
13.98%
44th percentile
Delinquency rate
0.11%
77th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
75.98%
71th percentile

Growth

Member growth YoY
1.64%
81th percentile
Asset growth YoY
21.35%
99th percentile
Loan growth YoY
-1.37%
57th percentile
Share growth YoY
26.17%
99th percentile

Operations

Members / branch
248
11th percentile
Assets / member
$15,046
85th percentile
Field of membership penetration
49.60%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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