McCoy

ORLANDO, FL · 1 · Charter #9915 · www.mccoyfcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0B
1th percentile
Members
80,893
29th percentile
Total loans
$676.0M
4th percentile
Total shares
$891.0M
5th percentile

Profitability

Return on assets
1.03%
52th percentile
Net interest margin
3.07%
39th percentile
Efficiency ratio
59.09%
20th percentile
Non-interest income ratio
27.80%
93th percentile

Capital & Risk

Net worth ratio
10.18%
37th percentile
Delinquency rate
0.46%
76th percentile
Net charge-off rate
0.69%
28th percentile
Loan-to-share
75.87%
21th percentile

Growth

Member growth YoY
0.79%
32th percentile
Asset growth YoY
6.45%
58th percentile
Loan growth YoY
0.42%
21th percentile
Share growth YoY
5.75%
54th percentile

Operations

Members / branch
5,393
21th percentile
Assets / member
$12,733
7th percentile
Field of membership penetration
2.75%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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