A+

Austin, TX · 1 · Charter #6178 · www.aplusfcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.6B
59th percentile
Members
193,317
74th percentile
Total loans
$2.1B
64th percentile
Total shares
$2.0B
57th percentile

Profitability

Return on assets
1.86%
91th percentile
Net interest margin
3.95%
90th percentile
Efficiency ratio
53.39%
43th percentile
Non-interest income ratio
25.78%
89th percentile

Capital & Risk

Net worth ratio
13.53%
87th percentile
Delinquency rate
2.37%
3th percentile
Net charge-off rate
1.20%
8th percentile
Loan-to-share
103.81%
87th percentile

Growth

Member growth YoY
2.95%
58th percentile
Asset growth YoY
3.23%
27th percentile
Loan growth YoY
-0.36%
17th percentile
Share growth YoY
5.06%
46th percentile

Operations

Members / branch
8,787
62th percentile
Assets / member
$13,261
9th percentile
Field of membership penetration
27.62%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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