Healthshare

Greensboro, NC · 2 · Charter #66317 · www.healthsharecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$49.2M
100th percentile
Members
5,768
99th percentile
Total loans
$40.0M
100th percentile
Total shares
$41.7M
99th percentile

Profitability

Return on assets
0.97%
58th percentile
Net interest margin
4.47%
68th percentile
Efficiency ratio
69.42%
44th percentile
Non-interest income ratio
20.39%
83th percentile

Capital & Risk

Net worth ratio
13.59%
41th percentile
Delinquency rate
0.39%
63th percentile
Net charge-off rate
0.31%
43th percentile
Loan-to-share
95.90%
92th percentile

Growth

Member growth YoY
1.35%
80th percentile
Asset growth YoY
-3.22%
24th percentile
Loan growth YoY
1.58%
69th percentile
Share growth YoY
-3.45%
27th percentile

Operations

Members / branch
1,923
76th percentile
Assets / member
$8,533
44th percentile
Field of membership penetration
52.44%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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