Community Powered

BEAR, DE · 1 · Charter #15185 · www.cpwrfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$142.3M
69th percentile
Members
11,264
76th percentile
Total loans
$54.1M
44th percentile
Total shares
$118.6M
68th percentile

Profitability

Return on assets
1.45%
75th percentile
Net interest margin
3.88%
62th percentile
Efficiency ratio
68.09%
32th percentile
Non-interest income ratio
24.89%
82th percentile

Capital & Risk

Net worth ratio
16.58%
84th percentile
Delinquency rate
0.91%
39th percentile
Net charge-off rate
1.98%
2th percentile
Loan-to-share
45.60%
15th percentile

Growth

Member growth YoY
29.50%
99th percentile
Asset growth YoY
18.99%
98th percentile
Loan growth YoY
-0.17%
41th percentile
Share growth YoY
17.21%
96th percentile

Operations

Members / branch
2,816
42th percentile
Assets / member
$12,629
35th percentile
Field of membership penetration
1.30%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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