Va Pittsburgh Employees

Pittsburgh, PA · 1 · Charter #9479 · www.vapghefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.1M
72th percentile
Members
2,887
82th percentile
Total loans
$6.5M
51th percentile
Total shares
$21.7M
71th percentile

Profitability

Return on assets
2.15%
93th percentile
Net interest margin
4.41%
66th percentile
Efficiency ratio
57.90%
70th percentile
Non-interest income ratio
17.88%
78th percentile

Capital & Risk

Net worth ratio
17.38%
63th percentile
Delinquency rate
0.07%
79th percentile
Net charge-off rate
0.22%
50th percentile
Loan-to-share
29.90%
12th percentile

Growth

Member growth YoY
-5.81%
14th percentile
Asset growth YoY
1.60%
53th percentile
Loan growth YoY
2.96%
73th percentile
Share growth YoY
-0.66%
42th percentile

Operations

Members / branch
1,444
63th percentile
Assets / member
$9,034
48th percentile
Field of membership penetration
52.49%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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