Public Service Edwardspt Pl E

Linton, IN · 1 · Charter #12619
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.6M
10th percentile
Members
270
9th percentile
Total loans
$1.0M
15th percentile
Total shares
$1.4M
12th percentile

Profitability

Return on assets
1.39%
75th percentile
Net interest margin
4.09%
54th percentile
Efficiency ratio
58.74%
68th percentile
Non-interest income ratio
0.33%
9th percentile

Capital & Risk

Net worth ratio
14.50%
47th percentile
Delinquency rate
0.72%
49th percentile
Net charge-off rate
-0.31%
98th percentile
Loan-to-share
74.90%
70th percentile

Growth

Member growth YoY
-2.53%
38th percentile
Asset growth YoY
-2.18%
29th percentile
Loan growth YoY
5.57%
81th percentile
Share growth YoY
-3.97%
25th percentile

Operations

Members / branch
270
11th percentile
Assets / member
$5,998
23th percentile
Field of membership penetration
77.14%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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