National Police

CHICAGO, IL · 1 · Charter #2876 · www.nationalpolicefcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$589.5M
67th percentile
Members
42,032
77th percentile
Total loans
$318.9M
54th percentile
Total shares
$537.5M
71th percentile

Profitability

Return on assets
-0.46%
2th percentile
Net interest margin
3.09%
28th percentile
Efficiency ratio
45.17%
92th percentile
Non-interest income ratio
13.92%
20th percentile

Capital & Risk

Net worth ratio
9.01%
17th percentile
Delinquency rate
0.76%
45th percentile
Net charge-off rate
0.62%
30th percentile
Loan-to-share
59.34%
11th percentile

Growth

Member growth YoY
-0.03%
44th percentile
Asset growth YoY
2.46%
29th percentile
Loan growth YoY
0.35%
28th percentile
Share growth YoY
4.64%
50th percentile

Operations

Members / branch
5,254
61th percentile
Assets / member
$14,026
30th percentile
Field of membership penetration
1.27%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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