Alamo City

San Antonio, TX · 2 · Charter #61267 · www.alamocitycu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.7M
40th percentile
Members
1,044
38th percentile
Total loans
$7.2M
55th percentile
Total shares
$9.3M
45th percentile

Profitability

Return on assets
-1.45%
4th percentile
Net interest margin
3.24%
25th percentile
Efficiency ratio
81.39%
22th percentile
Non-interest income ratio
8.89%
48th percentile

Capital & Risk

Net worth ratio
4.44%
1th percentile
Delinquency rate
2.37%
20th percentile
Net charge-off rate
3.16%
3th percentile
Loan-to-share
78.16%
74th percentile

Growth

Member growth YoY
-14.98%
2th percentile
Asset growth YoY
-9.64%
6th percentile
Loan growth YoY
-21.82%
5th percentile
Share growth YoY
-5.38%
19th percentile

Operations

Members / branch
1,044
48th percentile
Assets / member
$9,339
51th percentile
Field of membership penetration
34.80%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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