Mid American

Wichita, KS · 2 · Charter #65378 · www.midamerican.coop
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$511.2M
59th percentile
Members
46,661
84th percentile
Total loans
$464.9M
76th percentile
Total shares
$347.2M
42th percentile

Profitability

Return on assets
0.98%
51th percentile
Net interest margin
3.43%
48th percentile
Efficiency ratio
52.68%
74th percentile
Non-interest income ratio
19.50%
54th percentile

Capital & Risk

Net worth ratio
8.96%
16th percentile
Delinquency rate
0.52%
69th percentile
Net charge-off rate
0.44%
47th percentile
Loan-to-share
133.93%
100th percentile

Growth

Member growth YoY
1.81%
64th percentile
Asset growth YoY
12.32%
92th percentile
Loan growth YoY
12.24%
87th percentile
Share growth YoY
5.08%
55th percentile

Operations

Members / branch
5,185
60th percentile
Assets / member
$10,956
7th percentile
Field of membership penetration
4.67%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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