Laredo

Laredo, TX · 1 · Charter #11011 · www.laredofcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$134.2M
65th percentile
Members
18,068
96th percentile
Total loans
$78.0M
64th percentile
Total shares
$123.3M
71th percentile

Profitability

Return on assets
0.98%
46th percentile
Net interest margin
4.29%
83th percentile
Efficiency ratio
79.15%
8th percentile
Non-interest income ratio
20.59%
66th percentile

Capital & Risk

Net worth ratio
11.14%
36th percentile
Delinquency rate
0.47%
67th percentile
Net charge-off rate
0.25%
59th percentile
Loan-to-share
63.23%
41th percentile

Growth

Member growth YoY
0.07%
59th percentile
Asset growth YoY
3.36%
45th percentile
Loan growth YoY
22.01%
98th percentile
Share growth YoY
2.24%
40th percentile

Operations

Members / branch
6,023
90th percentile
Assets / member
$7,426
3th percentile
Field of membership penetration
7.08%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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