Greater Valley

FRESNO, CA · 2 · Charter #64660 · www.greatervalleycu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.6M
82th percentile
Members
2,099
68th percentile
Total loans
$12.1M
71th percentile
Total shares
$28.6M
82th percentile

Profitability

Return on assets
0.73%
46th percentile
Net interest margin
2.82%
15th percentile
Efficiency ratio
54.72%
76th percentile
Non-interest income ratio
0.65%
11th percentile

Capital & Risk

Net worth ratio
14.43%
47th percentile
Delinquency rate
0.27%
67th percentile
Net charge-off rate
0.06%
65th percentile
Loan-to-share
42.48%
24th percentile

Growth

Member growth YoY
1.79%
82th percentile
Asset growth YoY
3.68%
66th percentile
Loan growth YoY
1.91%
70th percentile
Share growth YoY
3.34%
66th percentile

Operations

Members / branch
2,099
80th percentile
Assets / member
$16,019
88th percentile
Field of membership penetration
13.99%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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