Members Exchange

Jackson, MS · 1 · Charter #24952 · www.mecuanywhere.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$140.2M
68th percentile
Members
11,802
79th percentile
Total loans
$63.9M
54th percentile
Total shares
$108.2M
61th percentile

Profitability

Return on assets
1.30%
68th percentile
Net interest margin
4.29%
83th percentile
Efficiency ratio
70.65%
24th percentile
Non-interest income ratio
33.31%
96th percentile

Capital & Risk

Net worth ratio
21.35%
95th percentile
Delinquency rate
0.30%
80th percentile
Net charge-off rate
0.48%
35th percentile
Loan-to-share
59.04%
34th percentile

Growth

Member growth YoY
-5.58%
10th percentile
Asset growth YoY
5.72%
66th percentile
Loan growth YoY
3.03%
59th percentile
Share growth YoY
5.88%
71th percentile

Operations

Members / branch
3,934
68th percentile
Assets / member
$11,877
27th percentile
Field of membership penetration
1.25%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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