M D U Employees

Glendive, MT · 1 · Charter #11331 · www.mdufcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.1M
21th percentile
Members
485
17th percentile
Total loans
$2.7M
28th percentile
Total shares
$3.4M
22th percentile

Profitability

Return on assets
0.50%
35th percentile
Net interest margin
3.74%
41th percentile
Efficiency ratio
69.53%
44th percentile
Non-interest income ratio
0.13%
6th percentile

Capital & Risk

Net worth ratio
16.90%
61th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
79.57%
76th percentile

Growth

Member growth YoY
-1.62%
48th percentile
Asset growth YoY
1.14%
50th percentile
Loan growth YoY
-3.99%
46th percentile
Share growth YoY
0.84%
52th percentile

Operations

Members / branch
485
22th percentile
Assets / member
$8,411
42th percentile
Field of membership penetration
48.50%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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