Dertown School

Latrobe, PA · 1 · Charter #10141 · www.dertownschoolfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.3M
47th percentile
Members
704
25th percentile
Total loans
$8.3M
59th percentile
Total shares
$8.6M
43th percentile

Profitability

Return on assets
1.10%
64th percentile
Net interest margin
2.60%
10th percentile
Efficiency ratio
34.53%
95th percentile
Non-interest income ratio
0.02%
5th percentile

Capital & Risk

Net worth ratio
29.87%
92th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.05%
67th percentile
Loan-to-share
95.75%
91th percentile

Growth

Member growth YoY
-0.71%
58th percentile
Asset growth YoY
2.80%
61th percentile
Loan growth YoY
-5.49%
39th percentile
Share growth YoY
2.79%
63th percentile

Operations

Members / branch
704
33th percentile
Assets / member
$17,529
93th percentile
Field of membership penetration
70.40%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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