Pace Resources

YORK, PA · 1 · Charter #19501 · WWW.PACERESOURCESFCU.VIRTUAL
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.1M
33th percentile
Members
639
23th percentile
Total loans
$1.9M
22th percentile
Total shares
$5.9M
34th percentile

Profitability

Return on assets
1.14%
65th percentile
Net interest margin
4.21%
60th percentile
Efficiency ratio
64.48%
55th percentile
Non-interest income ratio
4.71%
33th percentile

Capital & Risk

Net worth ratio
16.16%
57th percentile
Delinquency rate
0.34%
64th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
31.56%
13th percentile

Growth

Member growth YoY
-1.99%
44th percentile
Asset growth YoY
7.65%
86th percentile
Loan growth YoY
-3.90%
46th percentile
Share growth YoY
7.74%
87th percentile

Operations

Members / branch
320
14th percentile
Assets / member
$11,116
65th percentile
Field of membership penetration
41.23%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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