Cce

Fargo, ND · 1 · Charter #24944 · www.ccefcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.8M
51th percentile
Members
1,318
47th percentile
Total loans
$6.4M
51th percentile
Total shares
$11.3M
51th percentile

Profitability

Return on assets
1.92%
89th percentile
Net interest margin
5.02%
83th percentile
Efficiency ratio
64.10%
56th percentile
Non-interest income ratio
8.50%
47th percentile

Capital & Risk

Net worth ratio
17.89%
65th percentile
Delinquency rate
1.16%
37th percentile
Net charge-off rate
0.76%
22th percentile
Loan-to-share
56.59%
45th percentile

Growth

Member growth YoY
-1.72%
47th percentile
Asset growth YoY
-7.26%
10th percentile
Loan growth YoY
-5.74%
38th percentile
Share growth YoY
-10.58%
7th percentile

Operations

Members / branch
1,318
59th percentile
Assets / member
$10,450
60th percentile
Field of membership penetration
41.20%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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