Coconino

Flagstaff, AZ · 1 · Charter #10335 · www.coconinofcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$125.9M
61th percentile
Members
9,676
67th percentile
Total loans
$59.9M
50th percentile
Total shares
$111.3M
63th percentile

Profitability

Return on assets
1.43%
74th percentile
Net interest margin
3.99%
69th percentile
Efficiency ratio
65.73%
40th percentile
Non-interest income ratio
25.41%
84th percentile

Capital & Risk

Net worth ratio
10.51%
29th percentile
Delinquency rate
0.27%
82th percentile
Net charge-off rate
0.78%
16th percentile
Loan-to-share
53.84%
25th percentile

Growth

Member growth YoY
-1.87%
35th percentile
Asset growth YoY
5.35%
63th percentile
Loan growth YoY
-2.11%
31th percentile
Share growth YoY
4.76%
62th percentile

Operations

Members / branch
3,225
53th percentile
Assets / member
$13,011
38th percentile
Field of membership penetration
6.74%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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