Walker County Educators

Chickamauga, GA · 1 · Charter #20610 · www.WalkerCountyEducatorsFCU
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.2M
52th percentile
Members
1,394
49th percentile
Total loans
$8.1M
58th percentile
Total shares
$10.5M
49th percentile

Profitability

Return on assets
1.13%
65th percentile
Net interest margin
4.24%
60th percentile
Efficiency ratio
60.24%
64th percentile
Non-interest income ratio
3.78%
28th percentile

Capital & Risk

Net worth ratio
26.07%
88th percentile
Delinquency rate
0.20%
71th percentile
Net charge-off rate
0.04%
69th percentile
Loan-to-share
77.89%
74th percentile

Growth

Member growth YoY
-1.48%
49th percentile
Asset growth YoY
0.25%
43th percentile
Loan growth YoY
-1.14%
58th percentile
Share growth YoY
-1.12%
39th percentile

Operations

Members / branch
1,394
61th percentile
Assets / member
$10,188
58th percentile
Field of membership penetration
47.77%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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