Phb Employees

Fairview, PA · 1 · Charter #6277 · www.phbfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.3M
36th percentile
Members
1,105
40th percentile
Total loans
$2.0M
23th percentile
Total shares
$6.6M
37th percentile

Profitability

Return on assets
1.08%
63th percentile
Net interest margin
3.88%
46th percentile
Efficiency ratio
59.68%
65th percentile
Non-interest income ratio
6.98%
41th percentile

Capital & Risk

Net worth ratio
20.04%
74th percentile
Delinquency rate
0.40%
62th percentile
Net charge-off rate
0.61%
28th percentile
Loan-to-share
30.98%
13th percentile

Growth

Member growth YoY
-3.16%
32th percentile
Asset growth YoY
8.03%
88th percentile
Loan growth YoY
-11.16%
21th percentile
Share growth YoY
8.59%
88th percentile

Operations

Members / branch
1,105
50th percentile
Assets / member
$7,473
34th percentile
Field of membership penetration
25.21%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Phb Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo