Morehead Community

Morehead, KY · 1 · Charter #23070 · www.moreheadcommunity.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$62.8M
14th percentile
Members
4,399
18th percentile
Total loans
$28.2M
12th percentile
Total shares
$54.4M
15th percentile

Profitability

Return on assets
1.77%
87th percentile
Net interest margin
3.26%
28th percentile
Efficiency ratio
42.05%
94th percentile
Non-interest income ratio
17.19%
50th percentile

Capital & Risk

Net worth ratio
13.12%
61th percentile
Delinquency rate
0.16%
89th percentile
Net charge-off rate
0.23%
61th percentile
Loan-to-share
51.77%
22th percentile

Growth

Member growth YoY
2.09%
80th percentile
Asset growth YoY
12.52%
93th percentile
Loan growth YoY
4.64%
69th percentile
Share growth YoY
12.00%
91th percentile

Operations

Members / branch
4,399
76th percentile
Assets / member
$14,278
48th percentile
Field of membership penetration
1.15%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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