Syracuse Cooperative

Syracuse, NY · 1 · Charter #23865 · www.cooperativefederal.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.4M
97th percentile
Members
3,611
91th percentile
Total loans
$36.1M
100th percentile
Total shares
$32.2M
88th percentile

Profitability

Return on assets
4.21%
99th percentile
Net interest margin
4.70%
76th percentile
Efficiency ratio
59.97%
64th percentile
Non-interest income ratio
56.47%
98th percentile

Capital & Risk

Net worth ratio
11.41%
25th percentile
Delinquency rate
5.19%
7th percentile
Net charge-off rate
0.67%
26th percentile
Loan-to-share
112.09%
97th percentile

Growth

Member growth YoY
0.08%
68th percentile
Asset growth YoY
13.01%
95th percentile
Loan growth YoY
7.04%
84th percentile
Share growth YoY
14.07%
95th percentile

Operations

Members / branch
903
42th percentile
Assets / member
$12,845
76th percentile
Field of membership penetration
2.47%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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