Oahe

Pierre, SD · 1 · Charter #10243 · www.oahefcu.coop
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$44.3M
95th percentile
Members
3,598
91th percentile
Total loans
$23.7M
93th percentile
Total shares
$37.1M
95th percentile

Profitability

Return on assets
1.90%
89th percentile
Net interest margin
4.19%
59th percentile
Efficiency ratio
49.62%
83th percentile
Non-interest income ratio
10.64%
55th percentile

Capital & Risk

Net worth ratio
15.74%
55th percentile
Delinquency rate
0.91%
44th percentile
Net charge-off rate
0.14%
58th percentile
Loan-to-share
63.73%
54th percentile

Growth

Member growth YoY
0.64%
74th percentile
Asset growth YoY
13.22%
96th percentile
Loan growth YoY
3.59%
75th percentile
Share growth YoY
13.44%
95th percentile

Operations

Members / branch
1,799
74th percentile
Assets / member
$12,316
73th percentile
Field of membership penetration
59.97%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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