Co-Operative

COFFEYVILLE, KS · 2 · Charter #61783 · www.cooperativecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.4M
65th percentile
Members
2,821
81th percentile
Total loans
$10.5M
67th percentile
Total shares
$18.5M
65th percentile

Profitability

Return on assets
0.53%
37th percentile
Net interest margin
4.13%
56th percentile
Efficiency ratio
77.57%
28th percentile
Non-interest income ratio
13.04%
63th percentile

Capital & Risk

Net worth ratio
13.13%
38th percentile
Delinquency rate
0.32%
65th percentile
Net charge-off rate
1.08%
15th percentile
Loan-to-share
56.54%
45th percentile

Growth

Member growth YoY
-5.49%
15th percentile
Asset growth YoY
-0.77%
37th percentile
Loan growth YoY
-8.75%
28th percentile
Share growth YoY
-1.82%
36th percentile

Operations

Members / branch
2,821
90th percentile
Assets / member
$7,590
35th percentile
Field of membership penetration
0.58%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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