Great Horizons

Munster, IN · 1 · Charter #22695 · www.greathorizonsfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
19th percentile
Members
440
16th percentile
Total loans
$2.2M
24th percentile
Total shares
$2.7M
19th percentile

Profitability

Return on assets
2.31%
94th percentile
Net interest margin
6.59%
97th percentile
Efficiency ratio
67.20%
48th percentile
Non-interest income ratio
7.76%
44th percentile

Capital & Risk

Net worth ratio
24.18%
84th percentile
Delinquency rate
3.38%
13th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
82.96%
80th percentile

Growth

Member growth YoY
-4.14%
23th percentile
Asset growth YoY
6.75%
83th percentile
Loan growth YoY
-17.90%
8th percentile
Share growth YoY
5.83%
79th percentile

Operations

Members / branch
440
20th percentile
Assets / member
$8,065
40th percentile
Field of membership penetration
15.71%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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