County Excellence

Roselle Park, NJ · 1 · Charter #120 · WWW.COUNTYEXFCU.ORG
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$129.1M
63th percentile
Members
8,755
59th percentile
Total loans
$69.4M
58th percentile
Total shares
$118.3M
67th percentile

Profitability

Return on assets
0.70%
28th percentile
Net interest margin
3.89%
64th percentile
Efficiency ratio
71.28%
23th percentile
Non-interest income ratio
17.18%
50th percentile

Capital & Risk

Net worth ratio
8.63%
7th percentile
Delinquency rate
1.34%
22th percentile
Net charge-off rate
0.27%
57th percentile
Loan-to-share
58.67%
33th percentile

Growth

Member growth YoY
0.51%
64th percentile
Asset growth YoY
5.86%
67th percentile
Loan growth YoY
37.19%
99th percentile
Share growth YoY
5.84%
70th percentile

Operations

Members / branch
4,378
75th percentile
Assets / member
$14,751
53th percentile
Field of membership penetration
0.84%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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