Geismar Complex

Geismar, LA · 1 · Charter #23620 · www.gcfcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$42.8M
93th percentile
Members
2,522
77th percentile
Total loans
$25.5M
95th percentile
Total shares
$37.1M
94th percentile

Profitability

Return on assets
1.48%
78th percentile
Net interest margin
3.14%
23th percentile
Efficiency ratio
46.20%
88th percentile
Non-interest income ratio
13.76%
65th percentile

Capital & Risk

Net worth ratio
13.13%
38th percentile
Delinquency rate
0.74%
49th percentile
Net charge-off rate
0.20%
51th percentile
Loan-to-share
68.64%
61th percentile

Growth

Member growth YoY
3.32%
90th percentile
Asset growth YoY
15.91%
97th percentile
Loan growth YoY
14.39%
93th percentile
Share growth YoY
16.80%
97th percentile

Operations

Members / branch
2,522
87th percentile
Assets / member
$16,973
91th percentile
Field of membership penetration
42.91%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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