Comunidad Latina

SANTA ANA, CA · 1 · Charter #24776 · WWW.CLFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.1M
44th percentile
Members
2,007
66th percentile
Total loans
$6.3M
50th percentile
Total shares
$4.8M
29th percentile

Profitability

Return on assets
3.68%
99th percentile
Net interest margin
5.76%
93th percentile
Efficiency ratio
43.19%
90th percentile
Non-interest income ratio
18.91%
80th percentile

Capital & Risk

Net worth ratio
24.90%
86th percentile
Delinquency rate
0.46%
59th percentile
Net charge-off rate
1.09%
15th percentile
Loan-to-share
131.62%
99th percentile

Growth

Member growth YoY
8.25%
96th percentile
Asset growth YoY
14.50%
96th percentile
Loan growth YoY
-4.35%
44th percentile
Share growth YoY
7.15%
84th percentile

Operations

Members / branch
2,007
78th percentile
Assets / member
$5,508
20th percentile
Field of membership penetration
0.65%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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