Shawnee TVA Employees

WEST PADUCAH, KY · 1 · Charter #9497
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.6M
31th percentile
Members
599
21th percentile
Total loans
$3.5M
34th percentile
Total shares
$5.1M
31th percentile

Profitability

Return on assets
1.52%
79th percentile
Net interest margin
3.81%
44th percentile
Efficiency ratio
52.38%
80th percentile
Non-interest income ratio
1.02%
14th percentile

Capital & Risk

Net worth ratio
22.04%
80th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
68.67%
61th percentile

Growth

Member growth YoY
-37.54%
0th percentile
Asset growth YoY
11.86%
94th percentile
Loan growth YoY
6.35%
83th percentile
Share growth YoY
13.55%
95th percentile

Operations

Members / branch
300
13th percentile
Assets / member
$10,990
64th percentile
Field of membership penetration
39.93%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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