Delta Community

Atlanta, GA · 2 · Charter #66357 · www.deltacommunitycu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.9B
96th percentile
Members
529,036
98th percentile
Total loans
$6.3B
96th percentile
Total shares
$7.9B
97th percentile

Profitability

Return on assets
0.98%
49th percentile
Net interest margin
3.19%
48th percentile
Efficiency ratio
60.68%
15th percentile
Non-interest income ratio
20.83%
67th percentile

Capital & Risk

Net worth ratio
12.26%
74th percentile
Delinquency rate
0.29%
90th percentile
Net charge-off rate
0.36%
68th percentile
Loan-to-share
79.65%
27th percentile

Growth

Member growth YoY
3.17%
60th percentile
Asset growth YoY
3.21%
27th percentile
Loan growth YoY
9.77%
76th percentile
Share growth YoY
1.68%
19th percentile

Operations

Members / branch
15,560
93th percentile
Assets / member
$16,880
39th percentile
Field of membership penetration
52.90%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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