Nspire

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$29.6M

77^th percentile

Members

2,595

78^th percentile

Total loans

$22.5M

92^th percentile

Total shares

$25.7M

78^th percentile

Profitability

Return on assets

0.53%

37^th percentile

Net interest margin

3.55%

35^th percentile

Efficiency ratio

64.97%

54^th percentile

Non-interest income ratio

10.49%

54^th percentile

Capital & Risk

Net worth ratio

13.52%

40^th percentile

Delinquency rate

1.15%

37^th percentile

Net charge-off rate

0.64%

27^th percentile

Loan-to-share

87.55%

85^th percentile

Growth

Member growth YoY

-0.42%

62^th percentile

Asset growth YoY

1.12%

50^th percentile

Loan growth YoY

-7.64%

31^th percentile

Share growth YoY

1.26%

55^th percentile

Operations

Members / branch

1,298

58^th percentile

Assets / member

$11,422

67^th percentile

Field of membership penetration

5.24%

18^th percentile

Want the full picture for Nspire?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo