Beacon Community

Louisville, KY · 2 · Charter #60883 · www.beaconccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$68.1M
19th percentile
Members
9,000
61th percentile
Total loans
$32.2M
17th percentile
Total shares
$60.9M
23th percentile

Profitability

Return on assets
0.86%
38th percentile
Net interest margin
3.43%
37th percentile
Efficiency ratio
77.82%
10th percentile
Non-interest income ratio
39.71%
99th percentile

Capital & Risk

Net worth ratio
13.00%
60th percentile
Delinquency rate
1.01%
33th percentile
Net charge-off rate
0.39%
44th percentile
Loan-to-share
52.89%
23th percentile

Growth

Member growth YoY
-9.39%
3th percentile
Asset growth YoY
-0.44%
18th percentile
Loan growth YoY
-14.48%
2th percentile
Share growth YoY
3.49%
51th percentile

Operations

Members / branch
3,000
47th percentile
Assets / member
$7,561
4th percentile
Field of membership penetration
0.72%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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