Pioneer Community

PALISADE, NE · 1 · Charter #24682 · www.pioneercreditunion.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.9M
24th percentile
Members
712
26th percentile
Total loans
$3.8M
36th percentile
Total shares
$4.2M
26th percentile

Profitability

Return on assets
1.80%
87th percentile
Net interest margin
5.76%
93th percentile
Efficiency ratio
68.29%
46th percentile
Non-interest income ratio
19.33%
81th percentile

Capital & Risk

Net worth ratio
15.77%
55th percentile
Delinquency rate
0.91%
44th percentile
Net charge-off rate
0.08%
63th percentile
Loan-to-share
91.09%
88th percentile

Growth

Member growth YoY
-1.52%
49th percentile
Asset growth YoY
-6.00%
13th percentile
Loan growth YoY
7.27%
85th percentile
Share growth YoY
-8.77%
10th percentile

Operations

Members / branch
712
34th percentile
Assets / member
$6,950
30th percentile
Field of membership penetration
23.20%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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