Northwest Adventist

Portland, OR · 1 · Charter #14786 · www.mynwcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$37.1M
86th percentile
Members
3,163
87th percentile
Total loans
$25.9M
95th percentile
Total shares
$31.9M
87th percentile

Profitability

Return on assets
1.35%
74th percentile
Net interest margin
4.13%
56th percentile
Efficiency ratio
61.01%
62th percentile
Non-interest income ratio
8.43%
47th percentile

Capital & Risk

Net worth ratio
13.49%
40th percentile
Delinquency rate
0.93%
44th percentile
Net charge-off rate
0.27%
46th percentile
Loan-to-share
81.32%
78th percentile

Growth

Member growth YoY
0.70%
75th percentile
Asset growth YoY
-0.12%
40th percentile
Loan growth YoY
-0.43%
61th percentile
Share growth YoY
-0.24%
45th percentile

Operations

Members / branch
3,163
93th percentile
Assets / member
$11,731
69th percentile
Field of membership penetration
8.58%
22th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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