Hockley County

Levelland, TX · 2 · Charter #67516 · www.hcsecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.3M
94th percentile
Members
4,095
95th percentile
Total loans
$25.5M
95th percentile
Total shares
$37.2M
95th percentile

Profitability

Return on assets
0.52%
36th percentile
Net interest margin
3.18%
24th percentile
Efficiency ratio
61.34%
62th percentile
Non-interest income ratio
22.23%
86th percentile

Capital & Risk

Net worth ratio
9.66%
13th percentile
Delinquency rate
0.82%
47th percentile
Net charge-off rate
1.41%
11th percentile
Loan-to-share
68.41%
61th percentile

Growth

Member growth YoY
9.03%
96th percentile
Asset growth YoY
10.34%
92th percentile
Loan growth YoY
5.42%
80th percentile
Share growth YoY
18.51%
98th percentile

Operations

Members / branch
4,095
98th percentile
Assets / member
$10,584
61th percentile
Field of membership penetration
51.19%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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