Lincone

LINCOLN, NE · 1 · Charter #10585 · www.linconefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$176.5M
82th percentile
Members
17,162
94th percentile
Total loans
$80.8M
65th percentile
Total shares
$152.2M
83th percentile

Profitability

Return on assets
2.06%
93th percentile
Net interest margin
5.06%
96th percentile
Efficiency ratio
63.94%
47th percentile
Non-interest income ratio
21.72%
72th percentile

Capital & Risk

Net worth ratio
12.87%
59th percentile
Delinquency rate
1.23%
24th percentile
Net charge-off rate
0.56%
28th percentile
Loan-to-share
53.06%
23th percentile

Growth

Member growth YoY
-3.14%
23th percentile
Asset growth YoY
3.50%
46th percentile
Loan growth YoY
-2.91%
26th percentile
Share growth YoY
1.59%
34th percentile

Operations

Members / branch
5,721
88th percentile
Assets / member
$10,287
16th percentile
Field of membership penetration
5.36%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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