Athol

Athol, MA · 2 · Charter #66819 · www.atholcreditunion.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$97.7M
45th percentile
Members
6,258
37th percentile
Total loans
$85.3M
68th percentile
Total shares
$75.2M
37th percentile

Profitability

Return on assets
-0.08%
3th percentile
Net interest margin
3.26%
29th percentile
Efficiency ratio
61.97%
52th percentile
Non-interest income ratio
10.27%
16th percentile

Capital & Risk

Net worth ratio
8.85%
10th percentile
Delinquency rate
0.60%
57th percentile
Net charge-off rate
0.16%
73th percentile
Loan-to-share
113.40%
99th percentile

Growth

Member growth YoY
-0.86%
47th percentile
Asset growth YoY
2.95%
42th percentile
Loan growth YoY
1.80%
53th percentile
Share growth YoY
2.05%
38th percentile

Operations

Members / branch
6,258
91th percentile
Assets / member
$15,615
60th percentile
Field of membership penetration
2.09%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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