Magnolia

Jackson, MS · 1 · Charter #224 · www.magfedcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$178.5M
83th percentile
Members
21,178
98th percentile
Total loans
$119.8M
86th percentile
Total shares
$134.8M
75th percentile

Profitability

Return on assets
5.04%
100th percentile
Net interest margin
5.57%
99th percentile
Efficiency ratio
49.51%
83th percentile
Non-interest income ratio
44.60%
99th percentile

Capital & Risk

Net worth ratio
21.83%
96th percentile
Delinquency rate
0.61%
56th percentile
Net charge-off rate
1.72%
3th percentile
Loan-to-share
88.87%
85th percentile

Growth

Member growth YoY
5.43%
94th percentile
Asset growth YoY
12.43%
93th percentile
Loan growth YoY
15.36%
94th percentile
Share growth YoY
10.54%
89th percentile

Operations

Members / branch
4,236
73th percentile
Assets / member
$8,430
6th percentile
Field of membership penetration
3.66%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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