Canandaigua

CANANDAIGUA, NY · 1 · Charter #16176 · www.canandaiguafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$28.0M
74th percentile
Members
2,019
66th percentile
Total loans
$10.8M
68th percentile
Total shares
$23.4M
74th percentile

Profitability

Return on assets
0.60%
40th percentile
Net interest margin
3.08%
21th percentile
Efficiency ratio
76.66%
30th percentile
Non-interest income ratio
11.28%
57th percentile

Capital & Risk

Net worth ratio
11.44%
26th percentile
Delinquency rate
2.69%
17th percentile
Net charge-off rate
0.33%
42th percentile
Loan-to-share
46.21%
29th percentile

Growth

Member growth YoY
-3.95%
24th percentile
Asset growth YoY
-3.07%
24th percentile
Loan growth YoY
-5.00%
42th percentile
Share growth YoY
-0.35%
44th percentile

Operations

Members / branch
2,019
78th percentile
Assets / member
$13,866
81th percentile
Field of membership penetration
20.19%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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