Health Alliance

SOMERVILLE, MA · 1 · Charter #17679 · www.myhacu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.8M
29th percentile
Members
1,229
44th percentile
Total loans
$4.0M
37th percentile
Total shares
$4.9M
29th percentile

Profitability

Return on assets
1.99%
90th percentile
Net interest margin
6.70%
98th percentile
Efficiency ratio
54.11%
77th percentile
Non-interest income ratio
4.31%
31th percentile

Capital & Risk

Net worth ratio
15.55%
54th percentile
Delinquency rate
1.43%
32th percentile
Net charge-off rate
1.36%
12th percentile
Loan-to-share
82.27%
79th percentile

Growth

Member growth YoY
-10.81%
5th percentile
Asset growth YoY
-1.75%
31th percentile
Loan growth YoY
-2.80%
51th percentile
Share growth YoY
-4.18%
24th percentile

Operations

Members / branch
1,229
56th percentile
Assets / member
$4,726
15th percentile
Field of membership penetration
30.73%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Health Alliance?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo