Kansas State University

Manhattan, KS · 1 · Charter #5257 · www.kstatecu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$139.9M
68th percentile
Members
9,688
67th percentile
Total loans
$78.8M
64th percentile
Total shares
$122.9M
70th percentile

Profitability

Return on assets
1.24%
65th percentile
Net interest margin
3.42%
37th percentile
Efficiency ratio
62.01%
52th percentile
Non-interest income ratio
27.26%
89th percentile

Capital & Risk

Net worth ratio
10.71%
31th percentile
Delinquency rate
1.04%
32th percentile
Net charge-off rate
0.48%
35th percentile
Loan-to-share
64.10%
43th percentile

Growth

Member growth YoY
-0.39%
52th percentile
Asset growth YoY
5.91%
67th percentile
Loan growth YoY
11.49%
90th percentile
Share growth YoY
5.10%
64th percentile

Operations

Members / branch
3,229
53th percentile
Assets / member
$14,445
50th percentile
Field of membership penetration
3.66%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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