Jackson County

Edna, TX · 1 · Charter #10324 · www.jacksoncountyfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.0M
39th percentile
Members
719
26th percentile
Total loans
$6.0M
49th percentile
Total shares
$8.1M
42th percentile

Profitability

Return on assets
0.98%
58th percentile
Net interest margin
3.84%
45th percentile
Efficiency ratio
63.19%
58th percentile
Non-interest income ratio
6.61%
39th percentile

Capital & Risk

Net worth ratio
9.36%
12th percentile
Delinquency rate
0.07%
80th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
74.44%
69th percentile

Growth

Member growth YoY
-1.64%
47th percentile
Asset growth YoY
4.28%
70th percentile
Loan growth YoY
-1.76%
56th percentile
Share growth YoY
3.46%
67th percentile

Operations

Members / branch
360
16th percentile
Assets / member
$12,492
74th percentile
Field of membership penetration
4.79%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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