Central Willamette

Albany, OR · 2 · Charter #62665 · www.centralwcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$610.8M
69th percentile
Members
37,775
72th percentile
Total loans
$444.2M
73th percentile
Total shares
$521.4M
69th percentile

Profitability

Return on assets
1.24%
68th percentile
Net interest margin
4.07%
84th percentile
Efficiency ratio
61.76%
38th percentile
Non-interest income ratio
20.14%
57th percentile

Capital & Risk

Net worth ratio
13.98%
84th percentile
Delinquency rate
1.36%
15th percentile
Net charge-off rate
1.01%
11th percentile
Loan-to-share
85.19%
62th percentile

Growth

Member growth YoY
1.70%
63th percentile
Asset growth YoY
3.00%
34th percentile
Loan growth YoY
7.08%
66th percentile
Share growth YoY
2.01%
28th percentile

Operations

Members / branch
3,778
32th percentile
Assets / member
$16,171
51th percentile
Field of membership penetration
0.94%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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