Metropolitan District Employees

HARTFORD, CT · 2 · Charter #65817 · www.mdecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.5M
82th percentile
Members
1,872
63th percentile
Total loans
$17.8M
84th percentile
Total shares
$29.6M
84th percentile

Profitability

Return on assets
0.27%
26th percentile
Net interest margin
2.98%
19th percentile
Efficiency ratio
66.30%
51th percentile
Non-interest income ratio
7.85%
44th percentile

Capital & Risk

Net worth ratio
10.77%
21th percentile
Delinquency rate
1.86%
26th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
59.97%
49th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
3.53%
65th percentile
Loan growth YoY
-1.35%
57th percentile
Share growth YoY
3.52%
67th percentile

Operations

Members / branch
1,872
75th percentile
Assets / member
$17,908
93th percentile
Field of membership penetration
74.88%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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