1st Kansas

Topeka, KS · 2 · Charter #63217 · www.1stkansascu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.8M
46th percentile
Members
1,122
40th percentile
Total loans
$5.1M
44th percentile
Total shares
$9.4M
46th percentile

Profitability

Return on assets
0.60%
40th percentile
Net interest margin
2.77%
14th percentile
Efficiency ratio
50.48%
82th percentile
Non-interest income ratio
8.88%
48th percentile

Capital & Risk

Net worth ratio
20.10%
74th percentile
Delinquency rate
0.67%
52th percentile
Net charge-off rate
0.45%
35th percentile
Loan-to-share
53.80%
40th percentile

Growth

Member growth YoY
-3.86%
25th percentile
Asset growth YoY
7.25%
85th percentile
Loan growth YoY
-6.03%
37th percentile
Share growth YoY
8.37%
88th percentile

Operations

Members / branch
561
26th percentile
Assets / member
$10,548
61th percentile
Field of membership penetration
56.10%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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