Va Desert Pacific

Long Beach, CA · 1 · Charter #5530 · www.vadpfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$97.2M
44th percentile
Members
6,230
37th percentile
Total loans
$57.7M
48th percentile
Total shares
$76.1M
38th percentile

Profitability

Return on assets
1.53%
78th percentile
Net interest margin
4.83%
94th percentile
Efficiency ratio
67.71%
34th percentile
Non-interest income ratio
17.14%
49th percentile

Capital & Risk

Net worth ratio
21.82%
96th percentile
Delinquency rate
0.36%
75th percentile
Net charge-off rate
0.29%
55th percentile
Loan-to-share
75.79%
64th percentile

Growth

Member growth YoY
0.45%
63th percentile
Asset growth YoY
8.30%
82th percentile
Loan growth YoY
4.34%
67th percentile
Share growth YoY
6.40%
74th percentile

Operations

Members / branch
3,115
50th percentile
Assets / member
$15,609
60th percentile
Field of membership penetration
47.92%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Va Desert Pacific?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo