Star Financial

Corpus Christi, TX · 2 · Charter #68300 · www.starcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$49.1M
99th percentile
Members
3,345
89th percentile
Total loans
$24.2M
94th percentile
Total shares
$40.2M
98th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
4.51%
69th percentile
Efficiency ratio
69.64%
43th percentile
Non-interest income ratio
23.30%
88th percentile

Capital & Risk

Net worth ratio
10.86%
21th percentile
Delinquency rate
1.44%
32th percentile
Net charge-off rate
2.11%
6th percentile
Loan-to-share
60.16%
50th percentile

Growth

Member growth YoY
-2.05%
43th percentile
Asset growth YoY
-2.20%
29th percentile
Loan growth YoY
-3.89%
46th percentile
Share growth YoY
-3.09%
29th percentile

Operations

Members / branch
1,115
51th percentile
Assets / member
$14,670
84th percentile
Field of membership penetration
0.98%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Star Financial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo