Maine State

Augusta, ME · 2 · Charter #63377 · www.mainestatecu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$779.2M
85th percentile
Members
37,275
70th percentile
Total loans
$570.9M
87th percentile
Total shares
$689.7M
88th percentile

Profitability

Return on assets
0.70%
32th percentile
Net interest margin
3.05%
26th percentile
Efficiency ratio
53.07%
72th percentile
Non-interest income ratio
13.21%
16th percentile

Capital & Risk

Net worth ratio
9.98%
35th percentile
Delinquency rate
1.14%
22th percentile
Net charge-off rate
0.63%
30th percentile
Loan-to-share
82.78%
58th percentile

Growth

Member growth YoY
1.21%
59th percentile
Asset growth YoY
11.05%
90th percentile
Loan growth YoY
10.13%
82th percentile
Share growth YoY
12.31%
93th percentile

Operations

Members / branch
7,455
85th percentile
Assets / member
$20,903
80th percentile
Field of membership penetration
5.07%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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