G.P.O.

NEW HARTFORD, NY · 1 · Charter #22931 · www.gpofcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$608.2M
69th percentile
Members
42,772
77th percentile
Total loans
$319.3M
55th percentile
Total shares
$533.9M
71th percentile

Profitability

Return on assets
1.56%
84th percentile
Net interest margin
3.25%
36th percentile
Efficiency ratio
52.89%
73th percentile
Non-interest income ratio
26.43%
86th percentile

Capital & Risk

Net worth ratio
11.54%
60th percentile
Delinquency rate
0.47%
73th percentile
Net charge-off rate
0.26%
68th percentile
Loan-to-share
59.80%
12th percentile

Growth

Member growth YoY
4.39%
86th percentile
Asset growth YoY
10.83%
89th percentile
Loan growth YoY
8.03%
72th percentile
Share growth YoY
10.62%
90th percentile

Operations

Members / branch
5,347
63th percentile
Assets / member
$14,220
32th percentile
Field of membership penetration
8.18%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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