Bcm

Houston, TX · 1 · Charter #12892 · www.bcmfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.9M
92th percentile
Members
4,719
97th percentile
Total loans
$21.8M
91th percentile
Total shares
$36.7M
94th percentile

Profitability

Return on assets
1.20%
68th percentile
Net interest margin
4.12%
56th percentile
Efficiency ratio
58.80%
67th percentile
Non-interest income ratio
11.56%
58th percentile

Capital & Risk

Net worth ratio
12.20%
32th percentile
Delinquency rate
1.00%
41th percentile
Net charge-off rate
1.37%
11th percentile
Loan-to-share
59.40%
49th percentile

Growth

Member growth YoY
-2.30%
40th percentile
Asset growth YoY
-1.77%
31th percentile
Loan growth YoY
1.19%
67th percentile
Share growth YoY
-3.10%
29th percentile

Operations

Members / branch
1,573
66th percentile
Assets / member
$8,888
47th percentile
Field of membership penetration
7.87%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Bcm?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo